Tag: finance

We all know how it goes – you make some money or get paid your salary, and it feels like all is right with the world. Suddenly, you get a call from home that requires you to spend. Maybe it’s cash to support your parent’s business, or maybe your younger sibling needs “urgent 2k.” We… Continue reading Black Tax: What It Is, And How To Handle It

Saving for your goals is more than just putting money aside—it’s about having a clear, actionable plan that ensures you achieve your objectives without unnecessary stress. At Moniger, we believe in empowering you to reach your financial milestones efficiently and effectively. That’s why we advocate for the SMART approach to saving, integrated with the innovative… Continue reading The SMART Approach to Saving for Your Goals

Rent is one of the most significant expenses for many individuals and families, but how much of your income should you reasonably allocate to it? The general rule of thumb is the “30% rule,” which suggests that no more than 30% of your gross monthly income should go toward housing costs, including rent and utilities.… Continue reading How Much Of Your Income Should Go To Rent? An Explainer

Building wealth through investing might seem daunting, but it’s easier than you think. By mastering the basics and staying consistent, you can set yourself up for financial success.  This guide will walk you through the ABCs of investing and help you start your journey toward building wealth. Check Your Financial Health Before you start investing,… Continue reading The ABCs of Investing: How to Get Started With Building Wealth

Saving money is more than just a financial habit—it’s a mindset that can transform your life. A strong saving culture not only helps you prepare for the unexpected but also empowers you to achieve your goals and dreams. But how do you cultivate this culture? Let’s explore practical steps to build a saving culture that… Continue reading How to Build a Strong Saving Culture